Atlantic General Hospital

Healthcare / Benefits
Berlin, Maryland, 21811

Overview
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Here is our benefits package

The following information is provided as a general outline of the benefit plans. Detailed explanations and the plan documents will prevail.

Health Plan
Atlantic General Hospital/Health System is pleased to offer three medical options; High Option, Standard Option and High Deductible Option. All three medical options utilize the Atlantic General Hospital/Health System as well as the National BlueCross BlueShield PPO. These plans offer participants the option of seeking care in or out of network. Prescription drug coverage is provided under each medical plan through Express Scripts. The prescription drug plan gives participants the option of purchases at retail pharmacies, through mail order, and at the hospital’s AGHRx RediScripts Pharmacy, which offers the lowest prescription co-pays.

Eligibility:

1st of the month following date of hire or change in status.
Full-time associates (minimum 70 hours per bi-weekly pay period)
Part-time associates (minimum 40 hours per bi-weekly pay period)

Dental Plan
Benefits are administered by Guardian Dental PPO. This program allows you freedom of choice in selecting your dentist. You can improve your benefits by choosing a participating Guardian PPO dentist.

Our Dental Plan offers diagnostic and preventive services paid at 100% of UCR. All other covered dental procedures are paid after a low $50 per person ; $150 per family deductible and coinsurance.

Eligibility:
1st of the month following date of hire or change in status.
Full-time associates (minimum 70 hours per bi-weekly pay period)
Part-time associates (minimum 40 hours per bi-weekly pay period)

Voluntary Vision Plan
Associates may purchase vision insurance coverage through Vision Service Plan (VSP). VSP offers a large national network of optometrists and ophthalmologists for your care and you have a choice of using In Network or Out of Network providers.

Life Insurance & AD&D
We offer basic life insurance and accidental death & dismemberment insurance at no cost to full time associates. The value is one times your annual salary (maximum benefit $100,000).

Voluntary Life Insurance
Associate Coverage: from a minimum of $10,000 to a maximum of $200,000, but not more than 500% of annual earnings, without medical evidence during eligibility period.

Spouse Coverage: From a minimum of $10,000 to a maximum of $25,000 without medical evidence during eligibility period, not to exceed 50% of the associate’s amount of coverage.

Dependent Children: eligible for $10,000

Voluntary Short-Term Disability
Voluntary Short Term Disability provides you weekly benefits payments to help replace lost income should you become disabled due to non-occupational accident or sickness. Benefits are payable on the first day for accidents and eighth day for sickness or pregnancy, for a maximum of 13 weeks. You select a plan that pays from $100 to $750 per week, not to exceed 60% of your basic weekly salary.

Long-Term Disability
Eligibility: Full-time associates at no cost to the associates.
90 day waiting period
60% of monthly salary is covered to a maximum of $5,000 per month of benefit
Partial disabilities are covered after the waiting period has been satisfied

Flexible Benefits Plan for Dependent Care/Health Care
If you participate, you can elect to have a specified amount of pretax money deducted from your paycheck each pay period (not to exceed $5,000 for Dependent care; $2,750 for Health Care annually). These dollars are set aside in a flexible spending account. After you submit a receipt for a qualifying dependent care expense or out-of-pocket health care expense, you will be reimbursed from this account. There are certain qualifications and rules defined by the IRS you must follow to participate.

Tax Sheltered Annuity (TSA)
A TSA is a unique long-term savings and investment program that offers you the following: You choose the amount you want to save; your contributions are automatically payroll deducted; and you will not pay any current federal income tax on your TSA savings. Employer matching contributions after one year of eligibility, to be determined annually by the Board of Director. Our dedicated financial advisor will provide detailed information about contributions and investment options.

529 Plan College Fund
A 529 Plan is a tax-advantaged program which can help your college savings grow faster than other taxable savings options. Our ING representative will provide detailed information about contributions and investment options.

Vacation, Holidays, Personal Leave, Sick Leave (Paid Time Off) Plan
Paid Time Off provides associates with continuation of pay during absences from work. All regular full-time and part-time associates are eligible to participate. You can accrue:

Full Time Hourly Employees:
23 days per year with maximum accrual of two years (368 hours) for the first five years.
28 days per year with maximum accrual of two years (448 hours) after five years.

Salaried Employees:
28 days per year with maximum accrual of two years (448 hours) for the first five years.
31 days after five years with maximum accrual of two years (496 hours).

(Part Time based on hours worked)

Holidays: (Included in Paid Time Off Plan)
New Year’s Day
Easter Sunday
Memorial Day
July Fourth
Labor Day
Thanksgiving Day
Christmas Day
Other Important Benefits
Tuition Assistance - To be eligible, you must be employed full or part time with AGH/AGHS for three months. Tuition and fees are reimbursed at 100% of expenses up to the maximum allowable amount per fiscal year for completion of courses in which a “C” or better grade is received. Associates that access the maximum allowable amount in the most recent twelve-month period are required to commit to one year of service with AGH/AGHS. If the reimbursement is less than the maximum, the time commitment will be pro-rated.

Bereavement Pay - up to three scheduled days (24 hours) for death of immediate family member.

Jury Duty - paid for any scheduled hours less any monies paid by the court.

Employee Discounts at area merchants
Referral Bonuses

Our hospital was built with the support of a dedicated community. Since opening our doors in May of 1993, Atlantic General has remained steadfast in serving the healthcare needs of our region’s residents and visitors, which grows from 30,000 to 300,000 during the summer months.

We are proud to serve Maryland, Virginia and Delaware residents since 1993

Our patients can expect individualized standards of care. We combine the latest medical treatments with personalized attention. See what our patients are saying about us.

Our staff is here to counsel you in making the right choices for your health and quality of life. Even more valuable than our excellent, award-winning programs? The genuine warmth and concern our staff exudes in caring for each and every patient on a personal level.

In addition to the acute care and specialty services we provide at our main campus in Berlin, MD, we have more than 40 family physicians, internists, and specialists with offices in 17 locations throughout the region that comprise Atlantic General Health System.

Your Community Care.Givers

Our not-for-profit hospital is independently owned, and managed by a local board of directors. We are active and involved members of the community. This means you can have confidence knowing your healthcare professionals are managed by community members and our hospital is staffed by your friends and neighbors!